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Overdraft

Conduct payments and transactions even without required amount on the current account!

Key conditions:

  • Loan term – up to 12 months
  • Currency – UAH
  • Overdraft amount – from UAH 15 000 up to UAH 200 000 for new clients, from UAH 15 000 up to UAH 300 000 for existing clients  
  • Calculation of overdraft limit – 30% of the average monthly net loan turnover on borrower’s current accounts
  • Collateral – real estate, vehicles, financial guarantee from business parties
  • Repayment of overdraft limit – monthly

Additional advantages:

  • Free and convenient use of funds within fixed limit from borrower’s current account
  • Convenience and simplicity of management –  make transactions with debit card and via Internet Banking
  • Accrual of interest for the actual number of days of credit usage
  • Non-fixed date of repayment – it is conducted automatically by daily incoming transactions to current account (within 2nd to 14th day of each month)