Living in your own house gives space for personal happiness, which all of us need. Thanks to favorable mortgage lending terms offered by Universal Bank now you have the opportunity to buy it even today.

• Interest rate – 14,95% (floating rate*);
• Currency – UAH; 
• Loan term – up to 20 years; 
• Down payment – from 30% of the realty cost; 
• Convenient and flexible repayment schedule; 
• Absence of monthly commissions; 
• Realty is insured; 
• life of Borrower can be insured (if borrower wants)
• The cost of realty evaluation (which will be pledged to the Bank) is carried out by the Bank

*A floating rate is calculated on a basis of a base rate published on NBU web-site. Detailed information on the principals of floating rate calculation you can find here

Loan execution expenses:

• Notary services payment 
• Insurance services payment (one of the lowest tariffs in the market)
• One-time payment for the loan initiation 
• All payments required by the legislation

Documents necessary for loan obtaining:

• Identification documents of the client; 
• Income statements (financial statements) of the clients; 
• Documents confirming the assets and loan history of the client (if any); 
• Documents for the realty that is pledged to the Bank.

If you would like to know on the possibility of obtaining a mortgage loan, kindly fill in the on-line application and our experts will get in touch with you the nearest time.

If you would like to buy non-residential property or primary market real estate then Loan for all types of mortgages is exactly what you need!

If you already possess some realty but you have multitude of ideas and plans, then Home Equity Loan is exactly what you need!

Our partners on mortgage programs

More detailed information you can find at any branch of Universal Bank or call the Client Support Center at 0 800 300 200 (uncharged from the stationary lines in Ukraine).